Millions of Californians will be able to choose affordable, high-quality health insurance coverage offered through Covered CaliforniaCovered CaliforniaCovered California is the marketplace that will connect Californians to accessible, high-quality health coverage.™ that will take effect January 2014.
Covered California is a new, easy-to-use marketplace where you and your family may get financial assistance to make coverage more affordable and where you will be able to compare and choose health coverage that best fits your needs and budget. By law, your coverage can't be dropped or denied even if you have a pre-existing medical conditionPre-existing Medical ConditionAny illness or condition a patient has prior to obtaining insurance. or get sick.
You may have thought you couldn't afford health insurance, but Covered California will provide the tools for you to shop for health insurance that meets your health care needs and financial realities. The federal law called the Patient Protection and Affordable Care ActAffordable Care ActEnacted in March 2010, the federal Patient Protection and Affordable Care Act, commonly referred to as "Obamacare," provides the framework, policies, regulations and guidelines for implementation of comprehensive health care reform by the states.
The Affordable Care Act will expand access to high-quality affordable insurance and health care. provides a number of ways for individuals and employers to help make coverage more affordable. For individuals, financial assistance is available on a sliding scale, with more support for those who earn less. Covered California will help you determine if you qualify for these types of assistance programs.
Covered California is a part of the State of California and was created to help you and your family get health coverage to protect yourself and your loved ones. Having insurance is an important way to stay healthy and to pay for health care if you get sick or injured. Health insurance can not only assure your access to care to keep your body healthy, it also protects your peace of mind – you can rest assured that you will have help when you need it most.